Care home charges

Savings

If you have savings and capital below £14,250 these will be disregarded (ignored).

If you have more than £23,250 in savings and capital (including the value of your home or other property) you will normally be required to pay the full cost of your care, but see the following page 'Your property'.

If you have savings between £14,250 and £23,250 the council will add £1.00 per week to your income (called tariff income) for each £250 or part thereof between these amounts. For example, £15,000 savings would attract a tariff income of £3.00 per week as this is £750 over the £14,250 disregarded savings limit).

Income

Generally all of your income (including benefits) is included in a financial assessment to determine the contribution you will be asked to make towards your care home fees.

Some income is disregarded from the financial assessment, such as mobility allowance, as is a figure for your personal allowance, which from 15 April 2015 is £24.90.